ATM locations in smaller towns/villages.
Yangon, Mandalay and Naypyidaw have many ATMs around town. CB Bank will double its number of ATMs in 2017 and perhaps catch up with KBZ bank. These are the ATMs in smaller tourism destinations.
Nyaung U : KBZ Bank 3 ATMs. AGD Bank at the Thante Hotel and on restaurant road.
ATM on the Bagan - Nyaung-U road at Wetkyi-In village (Near Shwezigon pagoda)
New-Bagan : AYA bank ATM, MOB bank ATM, CB-bank 2 ATMs. KBZ Bank 4 ATMs.
Old-Bagan : AGD Bank at the Bagan Golden Palace museum and Sarabha II restaurant.
And several ATMs in luxury resorts/hotels throughout Bagan.
Bago : KBZ Bank on Shwemawdaw Pagoda Street; CB bank on Min Road.
Dawei : KBZ Bank at 14 Neikban (Niban) Street; CB Bank on Arzarni road.
Hpa-An : KBZ Bank on Zay Tan Street.
Hsipaw : KBZ Bank, MAB Bank.
Kalaw : KBZ Bank.
Kengtung : KBZ Bank, Zay Dan Loang Street. CB Bank, next to market.
Lashio : KBZ Bank, Ga-12/1, Bogyoke St, Lashio.
Loikaw : KBZ Bank, AYA bank and ATMs south of the Clock Tower.
Meiktila : CB Bank, town center near Clock Tower; KBZ bank; AYA bank.
Mawlamyine : KBZ Bank, 2 branches. Many ATMs, some along Strand Road.
Mrauk-U : KBZ Bank, U Ottama Street.
Myeik : AGD Bank on Bogyoke road and Ayerwaddy Bank nearby.
Nyaung Shwe : KBZ Bank and AGD Bank, both near the market. CB bank at the canal road.
Pindaya : KBZ Bank, Shwe Oo Min Pagoda St (At the NW corner of the lake)
Pyin U Lwin : KBZ bank, MEB Bank and CB Bank on the Mandalay - Lashio main road.
Pyay : KBZ bank, AGD Bank, Lanmadaw Street,
Pathein : KBZ bank, AGD Bank, CB Bank.
Taunggyi : KBZ Bank, Bogyoke Aung San Rd; CB Bank, Bogyoke Aung San Rd.
ATM locator around Beaches and Border towns.
Ngapali : A number of ATMs along the main road that runs parallel to the beach.
Ngwe Saung : KBZ Bank in Emerald Sea Resort and Ngwe Saung Yacht Resort.
Kawthaung : CB Bank and KBZ bank on the main street. (border town with Ranong)
Myawaddy : Several ATMs in Myawaddy. (border town with Mae Sot)
Tachileik : Several ATMs in Tachileik/Tachilek. (border town with Mae Sai)
*] Note on ATMs : All cash machines mentioned here are connected to the Cirrus/Maestro/Mastercard network. The maximum withdrawal is 300.000 Kyats per transaction and 3 withdrawals per day.
NOTE: 300.000 Kyats is only about 220 US dollars! (2017)
CB-bank ATM service fee is 6500 Kyat (5 Dollars); ATM list: http://www.cbbank.com.mm
KBZ bank service fee is 5000 Kyat (about 4 Dollars); ATM list: http://www.kbzbank.com
The Blocking of Burma.
One important caveat is the blocking of electronic payments: even if you find a functioning ATM cash machine, some banks still block payments to Burma.
For example in 2016 bank cards from ANZ bank, Banco Santander, TSB bank (UK), Bank of Scotland and Westpac NZ were blocked. Westpac Australia bank cards work OK though. Check with your bank to make sure your bank card works in Burma, or use a creditcard instead. And bring cash money as a backup.
Credit cards and ATMs
Most credit cards work in ATMs. Credit cards are also accepted by major hotels and can be used for booking them, and most airlines can also be booked with credit cards.
However, don't count on always being able to use you credit cards even if staying in mid-range or rather posh hotels - Myanmar is not a modern country by any means and Cash is king.
The Kyat is a non-convertible currency!
Note that the Kyat is a non-convertible currency and cannot be imported or exported out of the country. Kyats are not accepted anywhere outside of Myanmar.
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Copyright © 2017 R.Schierbeek. We take no responsibility for the accuracy of this list.
Any comments or improvements? Please mail me at: bytelife AT gmail.com